crthous1.wmf (6070 bytes)  MORTON FEDERAL CREDIT UNION                               



Hours of Operation


MONDAY:
  7:00AM - 4:00PM

TUESDAY:
10:00AM - 4:00PM

WEDNESDAY:
10:00AM - 4:00PM

THURSDAY:
7:00AM - 4:00PM

FRIDAY:
10:00AM - 4:00PM

Account Rates

TYPE RATE APY** MIN BALANCE
Share/Savings 1.00% 1.00% $5.00
Checking .25%* .25%* $100.00
Money Market 1.50% 1.50% $2500.00
Christmas/Vacation 1.00% 1.00% $5.00
IRA 1.00% 1.00% $5.00
**Annual Percentage Yield

 

Term Share
Certificates/CDs
Term RATE APY
3 MOS 2.35% 2.38%
6 MOS 2.50% 2.53%
12 MOS 2.55% 2.58%
18 MOS 2.65% 2.68%
24 MOS 2.75% 2.78%
36 MOS 3.10% 3.14%

* Interest accrues on balances 1000.00 and up

Loan Rates  
As of 12/01/05

TYPE APR*** TERM  
Secured 2% above share rate 1 - 10 years 120 MONTHS
$9.66 PER
THOUSAND
New Cars 5.25% 1 & 2 years 24 MONTHS
$43.98 PER
THOUSAND
5.25% 3 years 36 MONTHS
$30.08 PER
THOUSAND
5.50% 4 years 48 MONTHS
$23.26 PER
THOUSAND
5.80% 5 60 MONTHS
$19.24 PER
THOUSAND
6.50% 6 years (95%) 72 MONTHS
$16.81 PER
THOUSAND
Used Cars 5.25% 1 & 2 years 24 MONTHS
$43.98 PER
THOUSAND
5.25% 3 years 36 MONTHS
$30.08 PER
THOUSAND
5.50% 4 years 48 MONTHS
$23.26 PER
THOUSAND
5.80% 5 60 MONTHS
$19.24 PER
THOUSAND
6.50% 6 years (95%) 72 MONTHS
$16.81 PER
THOUSAND
Open End 10.4% 20,000 max :3 years 36 MONTHS
$32.45 PER
THOUSAND
Personal Unsecured 8.99% 1 year 12 MONTHS
$87.43 PER
THOUSAND
Personal Unsecured 9.99% 2 years 24 MONTHS
$46.13 PER
THOUSAND
Personal Unsecured 10.99% 3 years 36 MONTHS
$32.73 PER
THOUSAND
Personal Unsecured 11.99% 4 years 48 MONTHS
$26.32 PER
THOUSAND
Personal Unsecured 12.99% 5 years 60 MONTHS
$22.74 PER
THOUSAND
Home Equity Prime click for application  
HOME IMPROVEMENT LOAN
150,000.00 MAXIMUM
7.75% 5 YRS 60 MONTHS
$20.16 PER
THOUSAND
HOME IMPROVEMENT LOAN
150,000.00 MAXIMUM
8.25% 10 YRS 120 MONTHS
$12.27 PER
THOUSAND
HOME IMPROVEMENT LOAN
150,000.00 MAXIMUM
8.75% 15 YRS 180 MONTHS
$10.00 PER
THOUSAND
Recreational Vehicles - New 8.9% 1 - 12 years 144 MONTHS
$11.33 PER
THOUSAND
Recreational Vehicles - Used 9.4% 1 - 12 years 144 MONTHS
$11.64 PER
THOUSAND
***Annual Percentage Rate
$5,000.00 loan at 10.99% for 36 mos monthly payment $163.68 total repayment $5,892.66

 

           
Copyright © 2001 Morton Federal Credit Union
Last modified: November 30, 04